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Debt and money advice

If you are in debt, it’s important to deal with problem sooner rather than later. You aren’t alone, and there are many organisations offering free and independent advice…

Money - it’s good to know where you stand and that you are making the most of what you have. Spending just ten minutes answering some straightforward questions on the Money Advice Service's health check will get you an easy-to-follow personalised action plan which identifies the top three things you can do to make the most of your money right now, and to plan for future financial goals. Best of all, it’s free and it’s unbiased.

Health Check

Citizens Advice Bureau
01925 246994
The Citizens Advice service helps people resolve their legal, money and other problems by providing free, independent, confidential and impartial information and advice

National Debtline
0808 808 4000
The helpline provides free, confidential and independent advice on how to deal with debt problems.

Consumer Credit Counselling Service (CCCS)
0800 138 1111
The CCCS provides free and confidential counselling on debt problems – including personal budgeting and credit advice.

Community Legal Advice (CLA)
0845 345 4 345
If you qualify for legal aid and live in England or Wales, CLA can provide free help or legal advice about debt.

Business Debtline
0800 197 6026
The Business Debtline provides practical advice to help any business which has cashflow or debt problems.

Debt Advice Foundation
0800 043 40 50
Debt Advice Foundation is a registered national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt.

Debt Support Trust
0800 085 0226
A not-for-profit charity offering web-based and telephone advice, help and support

DirectGov
The government’s website offers a range of information and links to useful agencies who can help you.

Other useful finance and money websites:

Experian
Get your credit report

Money Advice Trust
Charity aiming to increase the quality and availability of money advice

Shelter
Charity can offer free advice on a range of issues

Money Saving Expert
Free advice and money-saving offers

Consumer Direct
Clear, practical consumer advice

Department for Work and Pensions
Information about pensions, benefits, jobseeking and more

Comparison websites:

Money Supermarket

Compare the Market